Britam General Insurance settles KES71m fire claim for Limuru Country Club

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Britam General Insurance has settled a compensation claim of KES71,143,016 for Limuru Country Club following the fire that destroyed its clubhouse on January 4, 2025.

The fire, which is believed to have originated from embers escaping the fireplace in the main bar area, caused extensive damage to the clubhouse, which was insured under Britam’s Fire Industrial Insurance Policy. This policy covered buildings, plant and machinery, stock-in-trade, and business furniture.

At a cheque handover ceremony held at the club’s grounds in Tigoni, Britam General Insurance CEO and principal officer, James Mbithi, emphasised the company’s commitment to supporting clients in times of crisis.

“This settlement underscores Britam’s role as a dependable fire insurance partner. We understand the critical role institutions like Limuru Country Club play in the community, and we are proud to have processed and settled this claim in just one month to facilitate reconstruction efforts,” said Mbithi.

“The fire was a tragic setback for our members, staff and the community, but Britam’s swift processing of our claim within one month has provided us with a solid foundation to rebuild. This experience highlights the critical need for businesses and institutions to prioritise comprehensive fire insurance coverage,” said Limuru Country Club chairman John Keru, acknowledging Britam’s quick response.

The insurer continues to enhance its risk assessment strategies and advocates for proactive fire mitigation measures, such as regular risk surveys and fire safety improvements for its clients.

“We urge businesses, institutions, and homeowners to view fire insurance not just as a policy requirement, but as a critical investment in resilience. Britam remains committed to working with clients to improve risk management and ensure adequate protection against unforeseen losses,” added Mbithi.

With the compensation secured, Limuru Country Club is now focused on restoring its clubhouse, ensuring that members can once again enjoy its iconic facilities.

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